First, bail outs are determined by the size and importance of the financial institution. Thus, the larger the corporation, the higher the certainty of being rescued by national governments. As the consumers are totally aware of this standard, they will think twice before settling deposits and savings in small and medium financial institutions. So the result should be a higher market concentration and unfair competition.
De fato, a maior probabilidade de ser resgatada pelo governo, no caso de uma crise, entra como um baita ponto a favor na hora escolher uma instituição financeira para botar o dindim.
